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The History of Insurance

In Business Wellness, Cost Containment, Customer Testimonials, Insurance 101, Partner Stories by Geoff Johansing

Some sources on the history of insurance believe it originated in the 3rd millennium BC in China. Chinese merchants would put their wares in several ships instead of just one so if one ship sank all of their wares would not be lost. This practice was used on the rough rivers traveled by the merchants and limited their exposure in …

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General Liability Basics

In Business Wellness, Cost Containment, Customer Testimonials, Insurance 101 by Geoff Johansing

In this article I would like to go over the basics of a commercial general liability policy. Like workers compensation, this can also be a confusing coverage but I will do my best to simplify the concept. This type of policy covers certain exposures but not others and should be considered a very important part of your insurance puzzle. What …

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Workers’ Compensation Basics

In Business Wellness, Customer Testimonials, Insurance 101, Partner Stories by Geoff Johansing

Insurance can be very confusing. Knowing what policy covers what exposure can be overwhelming. I would like to provide a simple explanations to the various types of Insurance coverage companies may have. Insurance is like a puzzle and policies are written to cover specific types of exposures. You need to make sure you are not missing a piece. What is …