What employers should know about SB 1159

In Uncategorized by Geoff Johansing / October 8, 2020

On September 17, 2020, Governor Gavin Newsom signed Senate Bill (SB) 1159 in law. It codifies much of Executive Order N-62-20, which he issued on May 6, 2020. This new law is effective immediately and will remain in effect until January 1, 2023, at which time it will be automatically repealed. The law requires employers with five (5) …

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Commercial Auto Insurance Basics

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / February 28, 2017

Insurance coverage for automobiles can create numerous gaps in coverage and is another example of why your insurance agent needs to know your organization when placing your insurance coverage. There are issues with pollution, cargo, employees driving their own cars for work and mobile equipment that need to be addressed when reviewing or putting in …

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Cyber / Data Breach Liability Basics

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / February 27, 2017

Most states have legislation requiring notification in the event of a cyber/data breach involving personal information which increases the liability for companies and their directors and officers. The insurance industry is developing new coverages as new threats from this exposure are found. Some of the coverages on these policies include the following; Privacy Liability / …

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New Workers’ Compensation Regulations for 2017

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / January 5, 2017

Reporting of small medical only or first aid claims The Insurance Commissioner of California has approved an amendment requiring all employers to report small medical or first aid claims to their carrier who is required to submit them on the Uniform Statistical Report. The Commissioner and the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) …

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