reduce your workers comp claims

5 Ways to Reduce Your Workers’ Comp Claims

In Cost Containment by Geoff Johansing / September 28, 2019

Keep your team happy and safe to avoid injuries and minimize difficulties when they do occur. These five precautions can dramatically reduce your workers’ compensation claims. Worker’s compensation claims are part of running a business. However, there are steps you can take to keep your team happy and safe—to avoid some injuries altogether and minimize …

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Return to Work Program Basics

In Business Wellness, Cost Containment, Insurance 101 by Geoff Johansing / May 4, 2017

Ninety percent of injured employees are likely to return to work after being out due to a work related injury after one month. Fifty percent of injured employees return after being out six months and only five percent of injured employees return after being out from a work related injury for a year. The financial …

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Commercial Property Insurance Basics

In Business Wellness, Cost Containment, Insurance 101 by Geoff Johansing / March 28, 2017

Commercial property insurance protects many aspects of a company. Some of the basic coverages are building, stock or inventory, work in progress, furniture and fixtures, electronic data processing equipment, business income, cargo and equipment breakdown. There are many complex components of property insurance. I am going to briefly discuss what an underwriter needs to offer …

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Commercial Auto Insurance Basics

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / February 28, 2017

Insurance coverage for automobiles can create numerous gaps in coverage and is another example of why your insurance agent needs to know your organization when placing your insurance coverage. There are issues with pollution, cargo, employees driving their own cars for work and mobile equipment that need to be addressed when reviewing or putting in …

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Cyber / Data Breach Liability Basics

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / February 27, 2017

Most states have legislation requiring notification in the event of a cyber/data breach involving personal information which increases the liability for companies and their directors and officers. The insurance industry is developing new coverages as new threats from this exposure are found. Some of the coverages on these policies include the following; Privacy Liability / …

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New Workers’ Compensation Regulations for 2017

In Business Wellness, Cost Containment, Insurance 101, Uncategorized by Geoff Johansing / January 5, 2017

Reporting of small medical only or first aid claims The Insurance Commissioner of California has approved an amendment requiring all employers to report small medical or first aid claims to their carrier who is required to submit them on the Uniform Statistical Report. The Commissioner and the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) …

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Your Risk Advisor Team Launches a New Website

In Business Wellness, Cost Containment, Customer Testimonials, Insurance 101 by Geoff Johansing / November 10, 2016

Introducing your Risk Advisor Team’s brand new website, blog and newsletter!   You’ll find tools to keep you on the pulse of insurance industry changes.  We hope you’ll consider our site an easy and reliable resource for insurance coverage, ideas and concepts. Insurance programs are like a “puzzle”.  Each piece of the puzzle varies depending on …

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